YOUR MONEY, A LITTLE CALMER

A little plan.
A lot more
peace.

For the everyday spending. The someday plans.
And the “can I afford this?” in between.

No bank connection needed. Just you and your plan.

A place for every penny.A little room to breathe.
Yes, the coffee fits.That’s a nice feeling.

A little peek inside · example budget

Less guessing More living One clear picture

A SIMPLE IDEA. A SOFTER START.

Give your money
a little home.

Rent money stays rent money. Coffee gets its own corner.
With digital envelopes, you decide what goes where.

YOUR GROCERIES ENVELOPE

The fridge is full. Your plan still has room.

$180 left$220 of $400 spent

Tap an envelope to explore. Illustrative amounts, all yours to make your own.

01

Start with what comes in

Add your income and give this month a starting point.

02

Make room for your life

Set up envelopes for bills, everyday things, and a little fun.

03

Know where you stand

Log your spending. See what’s left. Adjust as life happens.

SOMETHING TO LOOK FORWARD TO

That little getaway

$640 of $1,200

One small step closer.

FOR THE LIFE YOU’RE PLANNING

Today’s little steps.
Tomorrow’s
lovely things.

A rainy-day cushion. A weekend away. Something you’ve had your eye on for a while.

Give it a goal, put a little aside, and watch your progress grow alongside your everyday budget.

Make room for your someday

PERSONAL MEANS PERSONAL

Your finances.
Your phone. Your business.

Your budget lives on your device. There’s no bank login to hand over and no account to create before you start.

Our privacy policy

A FEW LITTLE ANSWERS

Glad you
asked.

What is envelope budgeting?

It’s a way to give different parts of your budget a purpose. Set an amount for groceries, rent, or anything else. As you add expenses, Pennli shows what’s left in each envelope.

Do I need to connect my bank?

No. You enter your income and expenses yourself, so you can start without sharing bank credentials. Pennli keeps your budget on your device.

Can I save for something too?

Yes. Create a savings goal, choose a target amount, and add to it over time. You can keep track of your goals alongside your spending envelopes.

Is Pennli free?

Pennli offers paid access options in the app. You can review the current prices, available trials, and purchase terms before choosing a plan.

Where can I download Pennli?

Pennli is available on iOS and Android. Open the download page for available store links.

YOU DON’T HAVE TO HAVE IT ALL FIGURED OUT

Just a little plan
to start with.

Get to know Pennli

A calmer money day starts here.